We know debt. Our practical approach change lives.


When debts get out of control, it is often difficult to know who to turn to. That is why we are here to provide you with the expert and impartial advice that you require.

We are the UK's number one website for debt advice. Every year, we help thousands of people just like you to overcome their debt problems. Through our telephone debt helpline, and online Debt Calculator, we provide free and effective debt advice, and practical solutions, to help change the lives of those who are struggling with the worry and stress of their debt problem.

Please scroll to the bottom of this page to learn more about how we are funded.

Three simple steps to take control of your finances 

Regardless of whether you are looking for debt help online or by phone, our simple debt advice process will ensure that we find the right solution for you. That is how we do it:

 
  •  Learn more about you:
  •  Either use Debt Tool, , our anonymous online debt calculator, or call our telephone debt helpline and speak to one of our expert advisors. We will gather details of   your income, outgoings, unsecured debts and any assets you have
  •  Create a budget: We agree that a sustainable budget tailored to your situation. This will allow us to see what is left each month to go towards your unsecured debts.
  •  Take action: We will provide you with tailored information and clear advice on the best debt solution for you. And we will help you set it up.
 

How are we funded

As a charity, we funded almost entirely by voluntary donations from creditors. With their financial support, our highly trained advisors provide free, impartial debt advice to over thousands of people every week.

Whether it is campaigning to prevent problem debt, offering advice, managing repayment plans or supporting people through a process leading to debt relief - it is only possible thanks to the donations that we have received.

Need Debt Help Now?

The expert team at Free Debt Helpline change people's lives for the better.  

FREE Online Debt Advice