Life, money and budgeting


Everyone at some point in their life will experience an unexpected situation and will have to deal with it. Situations such as a serious illness, redundancy or the death of a loved one can affect your life on so many levels. In particular, they can have a devastating impact on your finances and how you manage your bills and living costs.

You may find that you are not bringing in as much money as you would like to, you may want to research on how you can earn more. Maybe you have been trying to save up money, but something always gets in the way such as rising living costs or an emergency expense.

You may also be worrying about how you can improve your life through things such as education whilst managing or avoiding getting into debt or health problems.

We want you to have a full understanding of your situation as well as how to manage any household bills and debts you may be dealing with.

Taking the time to work out a budget to cover your living costs and debt repayments can help you take control of your finances and your life again. It can also put you in a better position to deal with unexpected expenses.


arrow Making a budget: Find out what information you need to build a budget and what bills you need to prioritise.

arrow Saving money and increasing income: Boost the income you are receiving and cut out your existing costs.

arrow Banking and borrowing: Your banking options when you are in debt and alternatives to high cost credit.

arrow Work and education:Debt can affect your career or studies, but there are still ways to deal with the problems that arise.

arrow Health: Your health and wellbeing can have an impact on your finances, and vice versa.

arrow Life changes: There are things in life that you cannot avoid, but you have to get mentally prepared for it.

arrow Emergency funding: Find out what support is available when you are in direct need for money,food or other essentials.